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A shut account in fantastic standing will continue to be with your credit report for ten years and can carry on to benefit your credit score. Closing your credit card may possibly initially drop your scores—but it surely’ll be temporary, along with your scores will rebound while you continue on nutritious credit practices.

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by mail using the Yearly Credit Report Ask for Form — it’ll be processed and mailed to you within 15 times of receipt of the request

Federal law gives you the ideal to get a free duplicate of your respective credit report each individual 12 months from Just about every in the 3 nationwide credit bureaus.

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